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Spend Your Crypto Anywhere, Instantly.

Bridge the gap between digital assets and real-world spending. PayFun lets you convert and spend USDT and USDC at over 100 million merchants worldwide—with zero monthly fees and instant settlement.

Choose the Card Crafted for Your Lifestyle

PayFun Physical Card

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PayFun Virtual Card

Payfun Card.png

Choose the Card Crafted for Your Lifestyle

PayFun Physical Card

payfun visa 1.png

PayFun Virtual Card

Payfun Card.png

Powered by Industry Leaders

Built on trusted infrastructure for seamless, secure transactions.

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Universally Accepted.
Powered by Your Assets.

PayFun connects your crypto assets to global legacy financial rails seamlessly.

Spend Anywhere Globally

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Fund with Major Stablecoins

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USDT

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USDC

Supported networks:
Ethereum, TRON, Solana, BNB Chain

Universally Accepted.
Powered by
Your Assets.

PayFun connects your crypto assets to global legacy financial rails seamlessly.

Spend Anywhere Globally

Logos-09.png
mastercard-09.png
Logoa in BW-10.png
Logos-11.png
Wechat Pay.png
Logos-12.png

Fund with Major Stablecoins

USDT-07.png

USDT

USDT-08.png

USDC

Supported networks:
Ethereum, TRON, Solana, BNB Chain

Powered by Industry Leaders

Built on trusted infrastructure for seamless, secure transactions.

Aws Logo.png
Cloudflare.png
Sumsub.png
Keysecure.png
Trustformer.png
aerps-com-wjFOjA2zXy8-unsplash.jpg

01

Bypass AI & Digital Subscription Blocks

Pay for OpenAI/ChatGPT, Midjourney, Claude, and AWS instantly. Eliminate arbitrary regional card declines and keep your digital tools running smoothly.

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02

Instant Exchange Off-Ramp

Spend your airdrops, DeFi trading profits, and Web3 yields immediately. Skip the multi-day bank wire delays and heavy exchange withdrawal fees.

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03

Your Everyday Checking Account

Cover your regular cost of living directly with digital assets. Use stablecoins to handle rent, restaurant bills, and grocery runs seamlessly.

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04

Seamless Global Travel

Book international flights, reserve hotels, and pay at local terminals in 150+ countries. Spend your crypto effortlessly anywhere you go and bypass traditional banking hassles.

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05

Frictionless
E-Commerce

Shop on Amazon, eBay, or international boutique stores. Spend your crypto balances directly on physical goods with instant card checkouts.

No more waiting days to off-ramp your assets through traditional exchanges. PayFun bridges your digital wealth to the real world, converting crypto to fiat at the exact moment you pay.

Skip the Bank. Spend Your Crypto Instantly.

aerps-com-wjFOjA2zXy8-unsplash.jpg

01

Bypass AI & Digital
Subscription Blocks

Pay for OpenAI/ChatGPT, Midjourney, Claude, and AWS instantly. Eliminate arbitrary regional card declines and keep your digital tools running smoothly.

brian-j-tromp-PJhpFbBflMY-unsplash.jpg

02

Instant Exchange Off-Ramp

Spend your airdrops, DeFi trading profits, and Web3 yields immediately. Skip the multi-day bank wire delays and heavy exchange withdrawal fees.

marga-santoso-OmPqCwX422Y-unsplash.jpg

03

Your Everyday Checking Account

Cover your regular cost of living directly with digital assets. Use stablecoins to handle rent, restaurant bills, and grocery runs seamlessly.

eva-darron-oCdVtGFeDC0-unsplash.jpg

04

Seamless Global Travel

Book international flights, reserve hotels, and pay at local terminals in 150+ countries. Spend your crypto effortlessly anywhere you go and bypass traditional banking hassles.

Frame 56.png

05

Frictionless E-Commerce

Shop on Amazon, eBay, or international boutique stores. Spend your crypto balances directly on physical goods with instant card checkouts.

No more waiting days to off-ramp your assets through traditional exchanges. PayFun bridges your digital wealth to the real world, converting crypto to fiat at the exact moment you pay.

Skip the Bank.
Spend Your Crypto Instantly.

Why Choose PayFun?

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Fuss-free Virtual Card KYC

Accepted at 100M+ Global Merchants

Instant Spending, No Pre-Conversion Needed

Why Choose PayFun?

Fuss-free Virtual Card KYC

Accepted at 100M+ Global Merchants

Instant Spending, No Pre-Conversion Needed

Why Choose PayFun?

4-Step Guide to Pay in Crypto

01

Your 4-Step Guide to Pay in Crypto

Download the App & Sign Up for Free!

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Your 4-Step Guide to Pay in Crypto

Download the App & Sign Up for Free!

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Your 4-Step Guide to Pay in Crypto

Verify your ID to activate your account

03

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Your 4-Step Guide to Pay in Crypto

Claim your virtual or physical card

04

Your 4-Step Guide to Pay in Crypto

Deposit crypto securely and spend instantly!

Your 4-Step Guide to Pay in Crypto

Verify your ID to activate your account

02

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Your 4-Step Guide to Pay in Crypto

Claim your virtual or physical card

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Your 4-Minute Guide to Pay in Crypto

Deposit crypto securely and spend instantly! 

Frequently Asked Questions

  • Virtual cards are issued instantly. Once you complete your fuss-free identity verification (KYC) and fund your wallet, you can generate your virtual card numbers immediately and link them to Apple Pay or Google Pay. Physical cards ship in as little as 7 business days, depending on your region, and can be activated instantly within the app once received.

  • PayFun natively supports major stablecoins such as USDT and USDC. We support deposits across multiple network layers to ensure fast, low-cost transfers.

  • No. PayFun features crypto auto-conversion. You can hold your balance in stablecoins, and our ledger will automatically convert the amount into local fiat when you tap or check out online.

  • Yes. PayFun protects your account with industry-standard data encryption and multi-layered fraud prevention frameworks. Your digital assets are held securely using robust custody solutions and compliance protocols, providing you with a reliable and protected ecosystem to spend with confidence.

  • Your PayFun card functions similarly to a standard Visa debit card and can be used globally at over 100 million merchants for daily expenses, travel bookings, e-commerce, and digital SaaS or AI subscriptions.

    However, standard restrictions apply to certain merchant category codes (MCCs) and specific pre-authorized payment scenarios.

  • Absolutely. Your card works globally wherever major payment networks are accepted. PayFun automatically handles the local currency conversion at highly competitive rates, allowing you to travel and spend seamlessly without the high foreign exchange markups charged by traditional banks.

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